Andrew Carnegie (English: kar-NEG-ee, Scots: [kɑrˈnɛːɡi]; November 25, 1835 – August 11, 1919) was a Scottish-American industrialist and philanthropist. Carnegie led the expansion of the American steel industry in the late 19th century and became one of the richest Americans in history.
Too many have dispensed with generosity in order to practice charity.